NextGuard Insurance
NextGuard Insurance
Powered by Berkshire Hathaway Travel Protection
📞 Get a Free Quote
✈️ Travel Insurance

Travel with confidence.
Protected every mile.

From trip cancellations to medical emergencies abroad — NextGuard Insurance has you covered with comprehensive travel protection for Florida & New York City travelers.

🛡️ Powered by Berkshire Hathaway Travel Protection  ·  A-rated carrier
✈️ Get a Free Travel Quote 📧 Email Us
Choose Your Plan
All plans include 24/7 worldwide travel assistance
ExactCare Value®
Complete coverage on a budget
From per trip
Most Popular
ExactCare®
Comprehensive traditional plan
From per trip
ExactCare Extra®
Comprehensive + flight protection
From per trip
Get My Personalized Quote →
100%Trip Cost Covered
$75KMedical Expense Coverage
24/7Worldwide Assistance
A-ratedBerkshire Hathaway Carrier

Coverage

What does travel insurance cover?

Comprehensive protection for the unexpected — so you can travel with complete peace of mind.

✈️
Trip Cancellation
Reimburse 100% of your non-refundable trip costs if you need to cancel due to illness, injury, or covered reason.
🔄
Trip Interruption
Get reimbursed up to 150% of trip cost if your trip is cut short for a covered reason.
🏥
Medical Expenses
Coverage up to $75,000 for medical emergencies while traveling — including doctor visits and hospitalization.
🚁
Emergency Evacuation
Up to $750,000 for emergency medical evacuation and repatriation of remains.
🧳
Lost Baggage
Coverage for lost, stolen, or damaged baggage and personal belongings up to $1,000.
⏰
Trip Delay
Up to $1,400 for meals, lodging, and expenses when your trip is delayed 6+ hours.
🚗
Car Rental Collision
Up to $35,000 in collision coverage for rental vehicles on all plans.
🔌
Flight Delay & Missed Connection
Coverage for missed connections and flight delays — up to $750 on select plans.

Our Plans

Compare travel insurance plans

All plans powered by Berkshire Hathaway Travel Protection — an A-rated carrier trusted by millions of travelers.

ExactCare Value®
Complete coverage on a budget

Trip Cancellation100%
Trip Interruption100%
Medical Expense$15,000
Emergency Evacuation$150,000
Baggage Loss$750
Trip Delay$500
Car Rental Collision$35,000
24/7 Assistance✅
Get a Quote
Most Popular
ExactCare®
Comprehensive traditional plan

Trip Cancellation100%
Trip Interruption150%
Medical Expense$50,000
Emergency Evacuation$500,000
Baggage Loss$1,000
Trip Delay$1,400
Car Rental Collision$35,000
24/7 Assistance✅
Get a Quote
ExactCare Extra®
Comprehensive + flight protection

Trip Cancellation100%
Trip Interruption150%
Medical Expense$75,000
Emergency Evacuation$750,000
Baggage Loss$500 fixed
Trip Delay$1,800
Car Rental Collision$35,000
Flight Delay$50 fixed
Get a Quote

Specialized Plans

Coverage for every type of traveler

From adventure seekers to luxury travelers — Berkshire Hathaway Travel Protection has a plan designed for your journey.

🏔️
AdrenalineCare®
For adventure travelers — sky diving, rock climbing, scuba diving and more. Highest limits for medical expenses and emergency evacuation.
💎
LuxuryCare®
Ultimate luxury travel protection — up to $100,000 in medical emergencies and $1 million in medical evacuation. For premium trips up to $100,000.
🚢
WaveCare®
The most comprehensive cruise protection available — trip cancellation, interruption, medical evacuation, and cruise disruption benefit.
✈️
AirCare®
Flight-focused protection for frequent flyers — covers flight delays, cancellations, missed connections, and tarmac delays.
🏥
ExactCare Lite®
Post-departure medical coverage for travelers focused on medical protection — ideal for last-minute trips and international travel.
🌍
Annual Plans
Frequent travelers can save with annual multi-trip coverage — one plan protects all your trips throughout the year.

How It Works

Get covered in 3 simple steps

Getting travel insurance through NextGuard Insurance is fast, simple, and hassle-free.

1
Tell us about your trip
Share your destination, travel dates, and trip cost. Call us or submit online.
2
Choose your plan
We'll recommend the best plan from Berkshire Hathaway Travel Protection for your needs and budget.
3
Travel with confidence
Your policy is active immediately. 24/7 worldwide assistance is always available.

Always There

24/7 Worldwide Emergency Assistance

Every plan includes round-the-clock travel assistance — real people available anytime you need help, anywhere in the world.

  • ✓Last-minute flight, hotel & rental car booking
  • ✓Missed connections coordination
  • ✓Finding or replacing lost luggage
  • ✓Lost wallets, tickets & passport assistance
  • ✓Finding a doctor & replacing prescriptions
  • ✓Language translation services
  • ✓Emergency cash transfers
  • ✓Return travel arrangements in emergencies
Get Your Travel Quote Today
Serving Florida & New York City travelers 🌴🗽
📞 754-337-9710 📧 Adolfo@nextguardinsurance.com 🌐 nextguardinsurance.com
Call for a Free Quote Now

FAQ

Frequently asked questions


What does travel insurance cover? →
Travel insurance covers trip cancellation, trip interruption, medical emergencies abroad, emergency evacuation, lost baggage, trip delays, missed connections, and more — depending on the plan you choose.
Is travel insurance worth it? →
For most travelers, yes. A single medical emergency abroad can cost tens of thousands of dollars without insurance. Travel insurance protects your investment and gives you peace of mind that you're covered if something goes wrong.
Who is Berkshire Hathaway Travel Protection? →
Berkshire Hathaway Travel Protection is one of the most trusted travel insurance brands in America — backed by Berkshire Hathaway, one of the world's largest and most financially stable companies. Their plans are known for fast, easy claims processing and comprehensive coverage.
Can I get travel insurance for a cruise? →
Yes! The WaveCare® plan is specifically designed for cruise travelers — covering trip cancellation, interruption, medical emergencies, cruise disruption benefits, and much more.
How do I file a travel insurance claim? →
Claims can be filed online or by phone. Berkshire Hathaway Travel Protection offers a fast, easy claims process — you can file on your phone and get paid quickly using your selected payment method.
How much does travel insurance cost? →
Travel insurance typically costs 4–10% of your total trip cost. The exact price depends on your age, destination, trip length, and the plan you choose. Call us at 754-337-9710 for a personalized quote.

Ready to travel with confidence?

Get your free travel insurance quote today — powered by Berkshire Hathaway Travel Protection.

📞 Call 754-337-9710 📧 Email Us

© 2025 NextGuard Insurance  ·  Licensed Independent Insurance Agency  ·  Florida & New York  ·  300 SE 2nd St, Suite 600, Fort Lauderdale, FL 33301

Travel insurance plans underwritten by Berkshire Hathaway Specialty Insurance Company.  ·  Privacy Policy  ·  nextguardinsurance.com

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Location

300 SE 2nd St Suite 600 Office 27. Fort Lauderdale, FL 33301

Contact

Adolfo@NextGuardinsurance.com
(754)-337-9710

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