Restaurant Insurance Quote | NextGuard Insurance — FL & NY
NextGuard Insurance
754-337-9710 📞 Call Now
🍽️ Restaurant & Food Service Insurance — FL & NY

Coverage built for
food & beverage
businesses.

We built this page specifically for restaurants, bars, cafes, food trucks and nightclubs. Select your coverage below, fill out our quick form, and we'll come back with your best quote — fast.

🍽️ Restaurants 🍺 Bars 🎵 Nightclubs ☕ Cafés 🚚 Food Trucks 🍕 Fast Food 👨‍🍳 Cloud Kitchens
📋 Get My Free Quote → 🍸 Need Liquor Liability? → 📞 Or call 754-337-9710
✓
Liquor Liability up to $1,000,000
✓
100+ carriers
✓
Licensed in FL & NY
✓
Fast response guaranteed
🍸 Serving alcohol? Liquor Liability is essential — one incident without it can shut your business down.
Liquor Liability Available — Up to $1,000,000
🍸 Liquor Liability Application

Liquor Liability uses a
dedicated application — get it here.

For Liquor Liability coverage, our carriers require a specific supplemental application. This is the form you need — it's separate from the general quote form below. Download it directly, or we can send it to you through DocuSign if you prefer to fill and sign online.

Important: This is the form for Liquor Liability. The online quote form further down the page is for all other coverages (GL, Workers' Comp, Property, Commercial Auto). If you need both, complete both — same submission window.
1Download the application (or request DocuSign)
2Complete every section
3Email it back to adolfo@nextguardinsurance.com
⬇ Download PDF 📧 Email to Request the Form
Required for Liquor Liability
📄
Restaurant, Bar & Tavern
Liquor Liability Application
PDF · Fillable Form
⬇ Download Application 📧 Email to Request the Form
For all bars, restaurants & taverns serving alcohol.
Prefer e-sign? Request it by email and we'll send via DocuSign.
Free Quote — No Obligation

Select your coverage &
get your quote.

You were sent to this page because we built it specifically for food & beverage businesses. Select the coverage you need below, fill out the form, and we'll come back with your best rate across 100+ carriers.

⚡
This dedicated form speeds up your quote process — the more detail you provide, the faster and more accurate your quote will be. Takes about 3 minutes. We'll be in touch shortly after you submit.
Step 1 — What coverage do you need?
Select all that apply. Not sure? Select them all and we'll advise you on what's right for your business.
✓
Most Important
🍸
Liquor Liability
Up to $1,000,000. Required if you serve alcohol.
↑ Get the application above
✓
⚖️
General Liability
Slip-and-falls, food incidents, third-party claims.
👷
Workers' Compensation
Required by FL law with 1+ employee. Covers injuries & lost wages.
🏗️
Commercial Property
Building, equipment, inventory & business income.
📋
Business Owner's Policy
GL + Property bundled — most cost-effective option.
🚚
Commercial Auto
Food trucks, delivery vehicles & company cars.
Step 2 Business Information
👷 Workers' Compensation Details
🏗️ Property & Building Details
🚚 Commercial Auto / Food Truck Details
📋 History & Effective Date
👤 Contact Information
Or email your dec page to adolfo@nextguardinsurance.com
Common Questions

Restaurant Insurance FAQs

Do I need Liquor Liability if I serve alcohol?

Yes — and it's one of the most critical coverages for bars and restaurants. One alcohol-related incident without it can result in a lawsuit that closes your business. We offer Liquor Liability up to $1,000,000.

How do I apply for Liquor Liability specifically?

Use the dedicated Liquor Liability Application near the top of this page. Download the PDF directly, or request a DocuSign link if you'd rather sign electronically. Email the completed form back to us.

What insurance does a Florida restaurant need?

At minimum: General Liability and Workers' Compensation (required by FL law with 1+ employee). Add Liquor Liability if you serve alcohol. We bundle everything at the best rate.

Do you cover food trucks and cloud kitchens?

Absolutely. We specialize in food truck coverage including GL, Commercial Auto and equipment coverage — whether you're at a fixed location or on the move.

Not sure what coverage you need?

Call us directly and we'll walk you through everything. We work with 100+ carriers and can almost always find coverage — regardless of your situation.

754-337-9710 📞 Call Now Licensed in FL & NY
Fort Lauderdale, Florida
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3000 S Ocean Drive

Hollywood, Fl. 33019

Contact

Adolfo@NextGuardinsurance.com
(754)-337-9710

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